genesis fs card charge on bank statement
Each card comes with its own credit limit and terms, including annual and monthly maintenance fees, cash advance and purchase APRs. Do not assume that you are entitled to any compensation as a result of the consumer complaints you have. All Rights Reserved. The APR for this card is 24.9% or 29.9%, and the cash advance APR is 29.9% for all Genesis FS Destiny Mastercard credit cards with a $300 credit limit. The Genesis FS Destiny Mastercard credit card is one solution for people with bad-to-poor credit looking to build a better credit profile. Compensation for potential legal violations, and any results obtained, depends upon the specific factual and legal circumstances of each case. This wont impact your credit score. Apply and Get a Quick Decision for the Indigo Card However, all credit card information is presented without warranty. The Genesis FS Milestone Gold Mastercard is issued by The Bank of Missouri and offers up to a $1,000 credit limit for those who qualify. If your credit score is lower, you may qualify for a 35.9% APR with a $175 first year annual fee and $49 each year after, plus a $150 annual maintenance fee billed monthly at $12.50. Sergei Lemberg, Esq., is the Connecticut attorney responsible for this advertisement. I am at the end of my rope with this company. If we have made an error or published misleading information, we will correct or clarify the article. Theitr last letter stated that "If we have insufficient documentation support your claim we may close this dispute and you will be responsible." I have ALREADY filed complaints with Transunion among others. The information, including card rates and fees, presented in the review is accurate as of the date of the review. How is this company allowed to continue to operate?? Lets face it theres a lot of jargon and high-level talk in the credit card industry. CreditCards.com is an independent, advertising-supported comparison service. Home Page - Milestone Gold MasterCard Where is the purchase your charging interest for?The account is closed, we don't want anything from your company and have expressed this over the phone numerous times already. You can email the site owner to let them know you were blocked. There is no information currently available regarding the companys clientele and areas of expertise. They will not provide any paperwork or information on how the charges appeared or where the money went and I contacted Atty Gen, the BBB, The Consumer Complaints, Genesis just reports they are working on it but refused to close the line of credit or reverse the fraudulent charges. hbbd```b``V 5 id`u"YHF 05Xv"X0yLn"$ You're working hard to achieve your goals and a challenging credit history shouldn't stand in your way. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. And only the fraud department can remove it and issue me a new card. They know exactly what and WHEN has happened. Setup AutoPay for even more Convenience Were sorry, but something went wrong and we couldnt find your approval odds. Merchant Consumer Account Logins If you have an account with Genesis Credit through one of our many business partners, you can access and manage your account online using the links below. Milestone is a registered trademark of Genesis FS Card Services, Inc. Aja is the author of "How a Mother Should Talk About Money with Her Daughter.". This credit limit features a $74 annual fee for the first year and $99 each year after, plus a 29.9% cash advance and purchase APR. Then, both cards have $700 limits and they allowed them to be run up to roughly $1500 on each card!! The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. We look forward to working with you to resolve your legal issues. I am not comfortable doing this as fax is an insecure form of communication, nor am I willing to spend money to send a copy of my DL via ***** GFS already has sufficient information to mark this account as fraudulent and close the account. Further, youll be responsible for an up to $40 overlimit fee if you opt in to overlimit coverage and go over the credit card limit. This step in the collections process is crucial because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not properly dealt with. This card is terrible they charge you $12 a month for a service fee in addition to a $49 annual fee. The company has been operating for 20 years in the consumer financial services industry and is the largest non-prime servicing financier in the U.S. for merchants. Disgustingly 4-6 emails daily, Spam phish credit card email trying to steal personal information, We made only 2 orders on the *** website the dates are order # 1 Nov 25,2022 $1,045.54 Order # 2 Nov 28,2022 $365.06 6 items in each order We returned the following 4 items in the store with the manager at ********* Bronx ** on dec 3,2022 1)Black bracelet item #********* $59.99(we returned it because it was the wrong item)2) praying hands charm item #*********(returned to small)3)letter o charm item #********* (Returned to small)4)men wedding band black and white diamond ring item #********* (Returned to small)We then received a couple of days later the correct black bracelet item #********* So total of 3 items were returned to your company Total amount for 2 Orders without returns $1,045.54+$365.06=$1,410.60 Total statement should be after returns we made is $957.01 which your company received the returned items on dec 3,2023 Jan and Feb statement from *** credit card company is $1,380.54 as you can see from the attachment And the statement should be $957.01 not ($1380.54)This has been going on for 2 long months and hours and hours on the phone with so many different reps we will not pay for items that were already returned we are being overcharge in the amount of $423.86 and charged a late fee of $40I hope this is the final step to solving this problem in a timely manner. Payments are Convenient and Secure Make a payment with confidence knowing your account is protected with our fast and secure system. You do not need to include alimony, child support, or separate maintenance income unless you want to have it considered as a basis for repaying a loan. . As a matter of policy, BBB does not endorse any product, service or business. Apply now at Genesis FS Card Services's secure site Rewards rate This card doesn't offer cash back, miles, or points Intro offer No current offer Annual fee $59-$99 Regular APR 24.90% Recommended credit 300-670 (Bad to Fair) Card details Highlights $0 Fraud Liability for unauthorized use offers you peace of mind And we pore over customer reviews to find out what matters to real people who already own and use the products and services were assessing. I have been on the phone numerous times with them. I have sent them this info several times now. They constantly are giving me the run-around. Gen says it is in a dispute status, but then placed it back into repayment status, charging interest. The 3 best Genesis FS credit cards of 2022 | ZDNET You may also get approved with a $75 initial annual fee and then $99 each year after. Genesis FS Card ServicesGenesis FS Card Services is debt collector located in Beaverton,OR. Click the Apply Online button to review the terms and conditions of the offer on the card issuer's web site. This helps support our work, but does not affect what we cover or how, and it does not affect the price you pay. Everything you need is right here. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. BBB Business Profiles are subject to change at any time. Get credit for all of your hard work. . Note that complaint text that is displayed might not represent all complaints filed with BBB. If you see inaccuracies in our content, please report the mistake via this form. Lemberg Law specializes in debt collection cases, and as a company we have advocated for tens of thousands of victims of debt collector harassment. I did not make the purchase. The main difference is theres a chance you wont have to pay an annual fee. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. %PDF-1.5 % The consumer telephone number is 866-502-6439 and the main website is www.genesis-fs.com/. This Genesis FS credit card has the best terms of the three, which typically means you have to have a better credit profile to be approved. Setup Autopay and ensure your payments are made on time every month. BBB Business Profiles generally cover a three-year reporting period. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. View your balance, transactions, statement and make or schedule a payment 24 hours a day, 365 days a year. When you buy through our links, we may earn a commission. The $300 credit limit also comes with a cardholder agreement for a $75 annual fee and $99 each year after, with either a 9.9%, 19.9%, 24.9%, or 29.9% APR. There is no charge unless we win. Your IP: Home Page - Kay Jewelers At Genesis Financial Solutions, we put consumers first by providing non-prime consumers a second chance to access quality financing solutions and direct-to-consumer credit cards. On the, It is also possible that this collections company could have been a part of a variety of lawsuits, sanctions, and penalties according to, Public Access to Court Electronic Records (PACER). No more harassing calls from them bothersome credit card companies. You could be eligible for no annual or monthly maintenance fee with a 24.9% APR and 29.9% cash advance APR. Harassed? We are an independent, advertising-supported comparison service. Free Help for Genesis FS Card Services Harassment Victims - Lemberg Law Depending on your credit history and other criteria, you can get approved for a $300$700 unsecured credit limit on the Destiny Genesis FS credit card. Member Alerts: There are no Member Alerts at this time. At Bankrate we strive to help you make smarter financial decisions. About every two weeks, I get a solicitation from this business for a credit card. You can absolutely sue. Given how slow the legal system is, they were lightening fast! Aja McClanahan is an author, blogger and speaker on personal finance and entrepreneurship. In the U.S. call 1.800.MasterCard (1.800.627.8372). Milestone Mastercard Reviews: Is It Any Good? (2023) | SuperMoney However, all credit card information is presented without warranty. For that reason, if the lack of annual fees is a crucial factor for you, the Indigo Mastercard might not be the best choice. February 18, 2023 @dameonwallace09 Verified Customer Was approved for a $700 credit line. Genesis FS Card Services | Agruss Law Firm Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. When you click on How Does the CFPBs Debt Collection Rule Affect You? I'm told there is a temporary block on the account. Editorial integrity is central to every article we publish. Absolutely. It is also possible that this collections company could have been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (PACER), which reports all federal complaints within the U.S. federal systems docket. Genesis Financial Servicesoffers credit to the non-prime market, which is users who can't qualify for prime rates because of their credit history. I contacted GFS on 12/27/22 to report the fraud to them, and they requested I complete and return an affidavit from www.identifytheft.gov to them within the next 20 days. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. Stop charging interest for nothing! editorial policy, so you can trust that our content is honest and accurate.
